The Pam and Jerry Fields' Blog Page

Month: February 2016

Leap Day

Leap Day – well, not until Monday, but I needed a lead-in title. Hope everyone enjoys the “once in 4, one day more”  event.

This weekend has been quiet for us; no house-hunting trips or other interesting news. Later today we tackle tax return preparation so I am doing the post now as I will be grumpy later on.

The weather has warmed up the ground enough that we decided to take Soot the cat out of his styrofoam coffin in the snowbank, where he has remained frozen since he died in late December, and bury him near the garage. Burying a pet is always a sad event but Soot is now in his native sod.

Saturday was grocery shopping day and I cashed in our “fuel reward points” that totaled $.90 cents per gallon discount. (The maximum is $1.00 but resets to zero every 1st of the month.) This means I bought gas for $.73 cents per gallon for the maximum-allowed 35 gallons.

Gasoline at $.73 cents per gallon

Gasoline at $.73 cents per gallon

After hitting very low levels (around $1.50) the price of fuel has begun to rise, going up $.12 per gallon this past week. I was hoping fuel prices would stay low over the summer when we do most of our driving, including our 400 mile round trips to The Lot (often with the F-150). Since our daily commute is about 110 miles we buy a lot of gasoline and discounts like this are big for us. Last year the store ran “double fuel points” if you bought groceries on specific days during the summer and I hope they have a similar promotion this year. It certainly helps the budget!

In other auto-related news, Glenwood Canyon (east of Glenwood Springs where Pam and I both work) had a rockfall of huge boulders falling off the upper rim that closed I-70 for almost a full week. The “alternate route” was about 140 miles around the closure. (There are few alternate routes through the Rockies in this part of the state.) Now open for one lane of traffic both east-and-west-bound at reduced speeds (25 mph), the extended closure didn’t have much immediate effect on us. It did, however, impact co-workers who had to commute west to get into town and east to get home. There will be periodic closures of the Canyon to allow for the movement of heavy equipment and construction gear and this will continue for many months until all the damage has been repaired and future instability mitigated. As this is also our most direct route to Sanderling, periodic closures going forward may impact our Spring/early Summer trips into the high country.

That’s it for now. Thanks for looking in!

(Pam says she had no $.02 this time.)

Weather and Houses

Two topics this time…weather and house hunt.

We have been enjoying a streak of warmer-than-normal temperatures with daytimes getting up into the low 50 degree range. (Nights are still below freezing.) As a result, a lot of snow has melted except for places perennially in the shade. Even there the level has fallen quite a bit. Our columbine plants, and some of the hollyhocks, are looking a little green around their bases. Can spring be far away? However, there is a chance of snow forecast for this Tuesday and March is often a heavy snow month for western Colorado. As much as we would wish for spring to arrive, it is still many weeks away.

The dogs are enjoying the warmer weather. Pam puts the doggie hammocks on the south side of the garage so the dogs can sit in the sun and not be on the still-cold ground. Here is a photo of Blondie and Jo taking advantage of the sun (Bru prefers the sofa indoors!):

Jo and Blondie enjoy a warm day

Jo and Blondie enjoy a warm February day

I took advantage of a sunny day by taking my ATV on a run in the Wild Horse Mesa area. The warmth has produced a lot of melt but some of the back roads are still snow-covered. I appreciate the warming weather and hope it continues for a while.

President's Day ride in Wild Horse Mesa

President’s Day ride, Wild Horse Mesa

The other project that’s taking up some of our energy is our continuing retirement house hunt. Yesterday we took yet-another trip to the Montrose area to look at a number of properties Pam had reviewed on-line. Two of the 13 properties appealed to us — but — are above our target price range. The first is a newer house on a large level lot (1+ acres) in a subdivision near town. This place would need some outside work, primarily repainting + replacement of some window trim + extensive yard cleaning and fencing, but it was nice enough that we will likely contact a realtor and schedule a visit to see the inside. Not many places get that far! An elderly neighbor (79 years old) saw us looking the place over and came by to talk about the house and the area in general. He mentioned the foreclosed house had a full underground sprinkler system and the yard, when maintained, was gorgeous. (The place has been empty for more than a year and is bank owned, with the price slowly going down.) We appreciated him sharing his perspective; always enlightening to talk to the neighbors.

Here is Pam on the front porch of the foreclosure house:

Tulip Circle house

20391 Tulip Circle house

Both this house, and the second one that caught our eye, are in upscale neighborhoods where houses look well maintained and there is no junk around them. (Junky neighbors was a big issue in the Pea Green Corner house hunt last weekend.)

The second place is more historic in nature, built in 1887 or so. It is known as the Montrose Trading Post. Located on 1.16 acres (63562 Lake Shore Drive), the yard has enormous cottonwood trees and an irrigation pond with water flowing to-and-through it. Gorgeous in the summer and attractive all year round. Drawbacks are a lot of steps and a 300+K price tag. However, the property really appealed to us for both the appearance and history.

Trading Post has a pond

Trading Post has a pond and trees

A later addition includes a two-car garage with a room above for storage or living space.

Garage addition

Garage addition

The kitchen is lacking continuous counter space but has charm.

Trading Post kitchen

Trading Post kitchen (Realtor photo)

For all the realtor photos go to this listing.

The property needs  some work, particularly the driveway, fence lines, and tree maintenance. It appears by the listing that internal systems (electrical, heating, etc.) have been addressed in recent renovations. With the pond, flowing water, and history of the place, and being only 10 minutes from downtown Montrose, this location really appeals to us. Again, there’s a high possibility we will schedule an appointment to view the inside and see how many steps there are; it looks like the bedrooms are all upstairs and there is a small finished basement, both requiring going up and down steps frequently, maybe not the best layout for a retirement home. Still, this place has captured our imaginations and we will follow up in the weeks ahead.

That’s it for now. Thanks for looking in!

Pam’s Two Cents Worth:

It has become clear to me that our current target price range in this retirement house hunt will basically buy us a double wide on property with few trees.  Been there, done that. If we bump our target price up $50,000-$75,000 we start seeing the types of homes we have in mind.  This is the reality of house hunting in Colorado, a very expensive housing market. In most cases, my dream of enjoying a property with a pond is just that – a dream. (Hence my fascination with the Lake Shore Drive/Trading Post property.)

Lest y’all be concerned we are getting in over our heads, retirement for us will actually be semi-retirement for many years after leaving full time work.  It will be necessary for us to bring in, between us, enough money with part time work to pay the mortgage payment + taxes, essentially taking that item out of the monthly budget for practical purposes.  This we realize.  So, any mortgage payment we assume must fit into those parameters.

More “interesting” is the timing dynamic and monetary outflow after we find and purchase the retirement home and while we are trying to unload the current place in De Beque.  Our goal is to get out of here without having to pay the bank anything at closing – in other words, take a significant loss for the 10 years we’ve lived here, zero out, and walk away.  That’s what the housing market has done in this location, unlike most of the rest of the state.

Should be exciting.  Stay tuned.

Happy Trails.

Super Bowl and House Hunting

Well.

The Broncos, underdogs in the pre-game talk shows, pulled it out with a defense the Panthers could not stop. The Denver defense scored the first touchdown on a fumble recovered in Carolina’s end zone, sacked Cam Newton 6 times, and set up the final Bronco touchdown by forcing and recovering another fumble near the Carolina goal line late in the 4th quarter. The Denver offense, under Peyton Manning, managed a meager 194 total yards, a couple field goals, and one 4-yard touchdown.

Broncos celebrate Super Bowl 50 win

Broncos celebrate Super Bowl 50 win (Denver Post photo)

It remains to be seen if Manning will retire after this season. For now, football is over and we will move on to other things. It was a good season and I’m glad the Broncos were able to take home the Lombardi Trophy.

Last Saturday Pam put together a list of 10 properties to look at, and of-f-f-f we went. A couple listings turned out to be off-pavement (boo!) so we dropped those from consideration. We stopped and walked around only two of the remaining listings.  One place was newer and, as a ranch-style house, had fewer steps to navigate which is a factor we are considering in a retirement house. It was on acreage, but there were no trees around the place to provide shade and the house would have been sun-bleached in the hot high country summers. Both of us would rather have a place with some shady, mature trees around.

House on G61 road - no trees

House on G61 road – no trees (Realtor photo)

The second house had trees and a shed (no garage), but was a tri-level with steps everywhere, including into a sunken living room and laundry room. While attractive in some ways, the number of steps, which would have to see daily use, would be too much for a couple of old people. We are not ruling out homes with steps or stairs, but the main living locations — including kitchen, laundry + at least one bedroom — will need to be on a single level. Basements and 2nd stories, which would see occasional use, would be fine, even desirable. The search continues.

House on 5500 road - lots of steps

House on 5500 road – lots of steps (Realtor photo)

We did find another of those history quirks that abound out here. We went by a place called The Pea Green Store. Researching (later, at home), we found there used to be a small crossroads town named Pea Green in this location, back in the 1880s. The name came from the color the community painted the original local school. Current maps show the place as Pea Green Corner. The school still stands and is now a private residence. From the historical account it sounds like the town was little more than a watering hole for local ranchers and cattlemen, and a fairly raucus one at that.

We enjoyed getting out; the day was sunny and temps were above freezing for the first time in many days. While we didn’t find “the one,” we had an interesting time looking at places and driving through areas we have not previously visited. The hunt will continue, and may expand to building lots as well as houses. While we really don’t want to build a retirement residence, a few lots have come on the market that have trees and one listing claims to include a pond, something Pam would really like. We may include a few lots in our drive by next weekend.

That’s it for now. Thanks for looking in!

Pam’s Two Cents Worth:

My game plan for the next field trip will be criss-crossing the area around Pea Green Corner, casing the local roads and getting a feel for house prices in that location. Many of you would not be surprised to know this area has a definite Midwest farm country feel.  Even to the point of old car collections out in the open – Fields didn’t mention there is a quite extensive old car “junk yard” in that area I’m sure he has his eye on.

Happy trails.

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